The 24-hour breakdown assistance serves as an optional benefit should you wish to opt for additional protection when you apply for car insurance at DirectAsia in Singapore. Available under two different cover types, this insurance plan optional benefit offers you an around-the-clock roadside assistance for when your car breaks down on the road. It can save you from flat tyres, dead batteries, to even an empty fuel tank.
Whilst it does offer you that added convenience, the main purpose of car breakdown insurance is to protect you from incoming traffic when you’re stranded on a busy road. It serves to protect you whenever you take your car out for a drive and can very well be a lifesaver in times of need.
Getting Car Breakdown Insurance in Singapore
At DirectAsia, we currently offer 24-hour roadside assistance as an optional benefit for Comprehensive, Third Party Fire and Theft (TPFT), and SOS car insurance cover types.
The Comprehensive insurance plan offers the fullest, most complete coverage that works to protect yourself, your car, and others. You have the option to choose between our three driver plans to best meet your budget requirements and lifestyle. We recommend those who possess less driving experience or whose car is under 6 years old to consider the comprehensive cover for greater peace of mind.
Meanwhile, the Third Party Fire and Theft (TPFT) insurance plan is great for those who wish to find a middle ground between not wanting the full benefits of comprehensive car insurance but still wish to be protected against fire and theft. If your car is over 8 years old, it may be worth considering the Third Party Fire and Theft coverage.
Similar to the Comprehensive coverage, our SOS insurance plan gives you a complete range of cover. Designed specifically for drivers who need a second chance, the SOS cover is perfect for those who have been in 2 or more at-fault accidents or had their insurance refused or terminated.
Get A Quote on Our Car Breakdown Insurance Today
Founded in 2010, DirectAsia is an award-winning company that is on a mission to change the face of insurance in Singapore and beyond. With a customer-first methodology, we take pride in offering you tailored services that serve you and your needs. Get the protection you deserve and get a quote from us today.
Frequently Asked Questions
What are the three driver plans that I can consider under DirectAsia?
We currently carry these three driver plans:
Value Plan: Covers the main driver and additional 4 other drivers under your policy schedule. Note that only a maximum of 2 young or inexperienced drivers is allowed.
Value Plus Plan: Covers an unlimited number of authorised drivers and name a maximum of 2 young or inexperienced drivers.
Flexible Plan: Covers an unlimited number of drivers, both authorised and inexperienced.
How do you calculate the premium?
Several factors will affect your car insurance premium. For one, we take note of details like your driver profile, driving experience, the number of young and inexperienced drivers you’ve included in your policy schedule, and the like. We also consider your car’s make, model, and age, alongside any optional benefits, such as 24-hour roadside assistance, that you choose to include in your policy.
How do I keep my premium low?
Here are a few ways you can cut costs on your premium:
- Select the level of cover that you are comfortable with, one that meets your needs.
- For those applying for Comprehensive insurance cover types, consider how high you wish your excess to be. The higher it is, the lower your premium will be.
- Car models also affect the cost of your premium, some more expensive to insure than others. Purchasing a safer new vehicle will lower your premium.
- Choose only the options you need.