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Motorcycle Add On Insurance


Enhance Your Policy with these Optional Benefits

We might ride out in groups, but no two riders are the same. Are you young and single? Or do you have a family waiting at home for you?

Just like your bike, you can modify your motorcycle insurance policy in Singapore with optional benefits.

Choose your ideal coverage option

NCD Protector Plus
Protect and advance your NCD even with an 'at-fault' claim. Only applicable for NCD20 and above. Applicable for all Cover Types.

24 Hour Breakdown Assistance
We will send roadside assistance to help if your Motorcycle breaks down. Not applicable for Third Party Only Cover.

New for Old
Your motorcycle will be replaced with the same/similar make and model if it is stolen in Singapore or suffers a total loss in an accident during the policy period. Only applicable for Comprehensive Cover.

Any Rider
Under this add-on, we'll work to protect any unnamed authorised rider that you choose to share your motorcycle with as long as they meet these criteria. Applicable for all Cover Types.

  • Has a valid motorcycle driving license with at least 2 years of motorcycle driving experience
  • Accident-free (no at-fault claims) for 3 consecutive years prior to the inception of insurance policy
  • Not under suspension or disqualification from driving in the last 5 years
  • Not using the insured motorcycle for rental or food delivery purpose
  • Rides the motorcycle with the permission of the policyholder
  • The age of the unnamed authorised rider is between 25 to 65 years old

Personal Accident
You’ll get up to S$100,000 for death and/or loss of sight or limbs for the motorcyclist as a result of a motorcycle accident while riding the insured motorcycle. Applicable for all Cover Types.

Medical Expenses
You’ll get up to S$2,500 for you and any authorised rider (depending on your coverage), and the same amount for your passenger if injured in a motorcycle accident while riding the insured motorcycle. Applicable for all Cover Types.

Frequently Asked Questions

Am I eligible for DirectAsia’s motorcycle insurance?

To be eligible for our motorcycle insurance, there are two prerequisites you will need to fulfil - you will need to be a registered owner of a motorcycle in Singapore, and the main rider must be between the ages of 25 and 65, with at least 2 years’ valid motorcycle licence.

Can I add more than one rider to my policy?

You are allowed to add one other named rider to your policy, so long as they are also between the ages of 25 and 65 years, with at least 2 years of motorcycle-riding experience. If you wish to extend insurance coverage to more riders, you may want to consider supplementing your current policy with our Any Rider add-on option.

What should I do if I get in a motorcycle accident?

The first thing you will want to do is try your best to remain calm whilst ensuring that everybody involved is safe. If somebody is injured, call 995 immediately for emergency services. Do not discuss liability with any involved parties before you have given your insurer a call. You may call us at 6532 1818 in Singapore or at +65 6603 3699 (Overseas/Emergency) if you are in Malaysia or Thailand, and our professional claims advisor will guide you through next steps. Be sure to report an accident to your insurer within 24 hours (or the next working day), no matter how big or small the damages incurred may be.  For more information on how to report an accident and lodge a claim with us, click here.