EV Car Insurance Singapore for Everyday Drivers
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Backed by the same trusted protection drivers count on
Whether you're commuting daily or cruising across borders, DirectAsia Motor Insurance gives you the same confidence to drive electric, knowing you're covered where it matters most. Our trusted foundational expertise on car insurance also extends to Electric Vehicles (EVs) and is tailored to meet the unique needs of electric vehicles.
Get a quick quote for your car
Date when the car was first registered
The main driver must be aged between 20 to 70
You will find your No Claim Discount (NCD) on the renewal notice you received from your current insurer
What does DirectAsia EV Insurance cover?
- Battery coverage: Your EV battery is one of its most valuable components. Our electric vehicle car insurance covers battery damage caused by accidents.
- Lifetime repair guarantee: Repairs done at our approved Authorised Electric Vehicle Workshops come with a lifetime guarantee.
- Optional add-ons for extra protection
Choose extras like 24-Hour Breakdown Assistance and NCD Protector Plus so you only pay for what you need. - Cross-border coverage: Drive confidently into West Malaysia and Southern Thailand (within 80km of the border).
Types of Cover
From basic protection to full peace of mind, explore the coverage levels designed for every kind of EV driver. It's important to note, with any of our plans, we do not cover running out of battery or cyber-related incidents.
| Third-Party Only (TPO) | Third-Party Fire & Theft (TPFT) | Comprehensive (COMP) | |
|---|---|---|---|
| Injury to someone else in an accident | Checked | Checked | Checked |
| Damage to someone's property in a car accident | Checked | Checked | Checked |
| Legal costs & expenses following a car accident | Checked | Checked | Checked |
| Damage to your car by fire | Checked | Checked | |
| If your car is stolen | Checked | Checked | |
| Damage to your car if you crash into a third-party vehicle | Checked | ||
| Damage to your car if you crash into something besides a car | Checked | ||
| If there is non-crash damages to your car | Checked | ||
| Damage by flood or a natural disaster | Checked | ||
| Damage to your windscreen or windows | Checked |
Optional Add-Ons for Extra Protection
Customise your coverage with add-ons that match your lifestyle and driving habits.
Choose what works for you:
- 24-Hour Breakdown Assistance
Get roadside help and towing when your EV breaks down anytime, anywhere. - NCD Protector Plus
Keep your No Claim Discount even after making one claim. - My Workshop
Choose your own repair workshop instead of using an authorised one. - Compensation for Loss of Use
Receive daily transport allowance while your electric car is being repaired. - Medical Expenses & Personal Accident Cover
Financial protection for you and your passengers in case of injury. - Repatriation Costs from West Malaysia & Southern Thailand
Covers the cost of bringing your EV back to Singapore after an accident abroad.
Want to see the full list? Explore all optional benefits here.
Eligibility & Underwriting
Who can apply?
- Singapore residents aged 20–70
- Owners of EVs registered in Singapore
- For private use only (no commercial vehicles or private hire)
Vehicle criteria:
- Select EV models — check availability during quote
- EVs up to 10 years old
- No major modifications
Exclusions:
- Commercial use
- Heavily modified electric cars
Claims & Support
We make claims simple so you can get back on the road, fast.
Contact Your Claims Specialist
Singapore: +65 6532 1818
Overseas: +65 6991 3555
Claims Process:
- Report within 24 hours
Timely reporting is required to avoid automatic loss of your No Claim Discount. - Submit documents
Include police report, photos, and other required info. - Towing to EV workshops (if add-on applies)
We’ll tow your vehicle to our panel of authorised EV specialists. - Guaranteed repairs
Enjoy lifetime repair guarantee at approved workshops.
Need more details? Visit our Car Claims Process page for full guidelines and support.
Got Questions About EV Insurance?
Visit our EV Insurance FAQ page for answers to common questions about coverage, claims, and more.