What You Should Consider Before Buying a Travel Insurance
As with most things, everyone’s needs and expectations for travel insurance will differ. Here are a few useful factors to consider before buying travel insurance:
If travelling isn’t a frequent occurrence, supplementing your trip with a single trip coverage will suffice. However, if you travel often, either for business or leisure, you may want to consider purchasing annual travel insurance instead.
The cost of your single trip insurance policy will differ depending on your travel destination. Most travel insurance has territorial limits wherein it dictates the countries and territories the policy will provide cover to the policyholder. The common classification of these geographical regions will be ASEAN / ASIA / Worldwide.
In addition to these territorial limits, it’s worth noting that other factors such as accessibility to medical facilities and predisposition to natural disasters and inclement weather will also play a part in the total cost of your insurance coverage. If you’re not quite sure, be sure to reach out to us and we’ll advise you on the insurance policy that meets your needs best.
Get a Quote for Your Single Trip Travel Insurance Today
At DirectAsia, we take on a client-first methodology wherein all our insurance policies and services are tailored to better serve you and your needs. With our single trip travel insurance, you will be covered for the following:
- Medical expenses
- Medical evacuation and repatriation
- Rental car excess
- Trip cancellations
- Theft or damage of personal possessions
- Death and permanent disability
If you wish to have a much more comprehensive coverage, you may want to consider supplementing your current insurance with optional travel insurance benefits.
Don’t hesitate to reach out if you wish to enquire more about our single trip insurance policy and ongoing promotions.
Frequently Asked Questions About Single Trip Cover Insurance Plans
Does a single trip insurance cover multiple countries?
Yes, it does. Single trip plans cover you to multiple destinations for a short or longer period of time, with you determining the farthest destination of the trip. Once you’ve returned home, the trip would be considered over and the policy would end.
Can I purchase annual insurance on top of other insurance policies from other companies?
Yes, you may. If you’re already travelling frequently, purchasing annual insurance is within your best interest. For trips that require more extensive coverage, you can then buy a single trip insurance to supplement your annual plan.
Do note that you won’t be receiving multiple payouts by simply having multiple plans under your name. Should you have more than one DirectAsia travel insurance policy, we will only consider the coverage that boasts the highest benefit level.
As such, you may want to do an in-depth review to compare their respective pros and cons to determine if additional coverage is beneficial and financially viable.
What do I need to file an insurance claim?
When filing a travel insurance claim, you will need to prepare documentation to substantiate your claim. Prepare copies of airline tickets, police reports, medical bills and reports, carrier irregularities reports, and original purchase receipts. If you wish to make a claim, simply call us at 6532 1818 or +65 6603 3699 (overseas), or email us at [email protected]. Finally, fill in your details on our Online Travels Claim Form and you’re set!