Comprehensive Car Insurance Singapore | DirectAsia Insurance

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Comprehensive Cover

Protect your car with the most popular cover in Singapore

Comprehensive is the fullest, most complete cover and shields you from the daily dangers you face for yourself, your car and others. It also protects you against rare dangers like fallen trees, floods and natural disasters.

When you choose comprehensive car insurance, you have the choice between our 3 driver plans and all of the optional benefits we have to offer. Extend your cover with popular options like Loss of Use, Modification Cover and 24 Hour Breakdown Assistance. 

When we recommend Comprehensive: 
Besides your home, cars are often one of the largest assets for a family. So it's important to protect your car fully. We believe comprehensive protection is essential for any car under 6 years old and for younger drivers with less driving experience.

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Comprehensive Protection

Windows & Windshield

We'll send our repair team to repair your windows or windshields if they're ever damaged (subject to scheduling).

Natural Disaster

You're covered if your car is damaged by a fire, floods or other natural disasters.

Vandalism & Damage

Protect your vehicle from vandalism or if someone else happens to cause damage to your car.


You're protected if you crash your car into a third-party vehicle or if you crash your car on your own.

Cover & Optional Benefits in More Detail

Core Benefits Cover Limits
Own Damage - All Accidents Up to the market value of your car 
Third Party Bodily Injury Unlimited
Third Party Property Damage Up to S$5,000,000
Own Damage - Fire Up to the market value of your car
Own Damage - Theft Up to the market value of your car
Own Damage - Natural Disaster/Act of God Up to the market value of your car
Windscreen/Window Breakage Replacement or repair costs
Accident Towing  Up to S$200 in Singapore 
Deductible of Own Damage As shown in your policy schedule
Optional Benefits (you can add to your plan) Cover Limits
Personal Accident for Driver Up to S$500,000 
Medical Expenses for Driver and Passengers Up to S$500/per person
No Claim Discount (NCD) Protection  One claim per policy per year
My Workshop/My Authorised Distributor Workshop Up to market value 
24 Hour Breakdown Assistance Labour and towing costs
Loss of Use S$50 a day up to 10 days per accident, 20 per year
Repatriation Costs S$200 per person and up to S$3500 for towing
24 Months New for Old Replacement Cost of replacing car
My Accessories Cost of replacing or repairing declared accessories

Have questions? Speak with us directly at 6665 5555 or provide your details and we’ll call you.

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Direct Asia Insurance (Singapore) Pte Ltd is a member of the DirectAsia group of companies.
Reinsured by Munich Re, one of the world's leading reinsurers.