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Driver Plans

Each Cover Offers 3 Driver Plans

Only pay for who's really driving your car

Are you the only one driving your car? Or is your car shared by the family? All of our standard covers give you the choice of 3 driver plans so you only pay for who's really driving your car.

Remember to declare the correct Main Driver
We ask about the main driver so we can offer the best premium. The main driver is the person who uses the vehicle the most frequently.  Please make sure you declare the main driver accurately so you're covered in the event of a claim. 

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Our Flexible Driver Plans 

Not sure which one's right for you? Call us at 6665 5555

Value Plan

Value plan
Name up to 4 additional drivers, 2 of which can be young and/or inexperienced*

Enjoy the most savings when you tell us everyone who will use your car by name. Anyone you don't tell us about isn't covered.

Value Plan Plus

Value Plus Plan
Covers the main driver, experienced drivers and up to 2 young and/or inexperienced*

You don't have to name any experienced adult drivers (30+ with 2 years valid driving licence), and can authorise up to 2 named young and/or inexperienced drivers to use your car.

Flexible Plan

Flexible Plan
Protects any authorised driver with a valid licence that drives the vehicle.

For the most flexibility on who can drive your car, choose this plan. There's no need to name any driver as long as they have a valid licence.

*Note that young and/or inexperienced drivers are aged below 30 and/or with less than 2 years' valid driving licence. Naming additional drivers may affect your premium.
This depends on what driver plans you have selected: Value, Value Plus or Flexible.
DirectAsia is entitled to void a policy and treat it as if it never existed if you have intentionally mis-declared the main driver for your policy just to obtain a lower premium. We underwrite and price on the information we receive and honest disclosure is fundamental to the insurance contract. Pricing is based on risk, and the age and experience of the driver is a major factor in determining price. The importance of the accuracy of the main driver is very explicit in the quote process on our site, as it is a fundamental basis for calculating the premium you would pay. This is explicitly stressed, and forms the basis of the contract which the customer enters into.; There are, however, cases in which the main driver (the person who uses the car most frequently) hides behind a better profile driver. This is a fraudulent behaviour called 'fronting'. It is DirectAsia's policy to pay fairly and promptly for all legitimate claims and to carefully consider all claims which suggest 'fronting' so that we can bring more competitive rates to the motoring industry.
If you have been declined when trying to renew your policy in the last 3 years. Or you have had your policy terminated in the last 3 years we cannot insure you.

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