Insurance coverage for drivers with multiple accidents

Car insurance for drivers who've had multiple accidents

Our policy cover is designed specifically to help drivers needing a second chance.

If you've had multiple accidents, it can be hard to find a car insurance provider in Singapore. Thankfully DirectAsia car insurance is created to help higher risk drivers. Our insurance plan gives you complete coverage including liability to third party and loss due to fire, theft and natural disasters. It also covers window breakage and towing expenses.

Similar to regular policies, our plan is a great base insurance plan suited to further customisation. You'll be able to choose from optional benefits like coverage for Medical Expenses for Driver and Passengers, 24 Hour Breakdown Assistance and My Workshop for even greater protection.

For drivers needing second chance car insurance

In the last 3 years, have you or any of your drivers experienced 2 or more fault accidents? Or, has your insurance been refused or terminated? If so, our car insurance is probably the best coverage choice for you in Singapore.

Many car insurance providers will turn down your insurance application or refuse to renew your insurance policy after finding out that you've had a car accident. At DirectAsia, we take into account a driver’s overall risk profile, rather than assume based on any one-off incidents. Our car insurance plan helps you get back on the road swiftly and easily.

Do remember that in line with the General Insurance Association of Singapore, drivers are obliged to report all accidents involving their vehicle, however minor it may be, within 24 hours or the next working day. This is especially important to make sure that claims are processed and accepted. Failure to report such accidents will be considered a breach of contract and will likely result in the driver’s claims being denied with no fault on the insurer’s part.

For complete information, see our Policy Documents & Wording

DirectAsia Car Insurance Policy details