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Personal Accident Cover in Car Insurance


Get additional personal accident cover as an optional benefit when you get your car insured with DirectAsia Singapore. Here at DirectAsia, we recognise that every driver has unique needs – this is why we pride ourselves on providing car insurance plans that can be customised based on the features that suit your lifestyle and preferences. 

When you opt for the personal accident cover, you will be compensated up to the sum insured which you have selected – S$100,000, S$150,000, S$250,000 or S$500,000 for death and/or loss of sight or limbs for the driver of the car in the event of an accident. The benefit will cover the authorised driver of your vehicle at the time of the accident. 

Should an unexpected accident result in a disability or death, your family’s finances could be significantly impacted. A personal accident cover will provide you and your family with financial assistance in such an event, covering costs like loss of income and medical bills and ensuring financial security. 

Get the Personal Accident Cover With Your Car Insurance 

You will be eligible to opt for the personal accident cover as an optional benefit when you get insured with any of our car insurance plans – the Comprehensive (COMP), Third-Party Fire & Theft (TPFT) and Third-Party Only (TPO). 
Accidents can happen at any time without warning, so it’s worth considering the personal accident cover to ensure that you and your family are financially protected in the face of unforeseen circumstances. 

Get a Quote for Personal Accident Cover in Your Car Insurance Today

Get additional protection for yourself and your family when you opt for the personal accident cover to supplement your car insurance plan. Obtain a quote for our customisable car insurance policies today. 

Frequently Asked Questions 

What should I do if I’m involved in an accident outside of Singapore? 

Make a police report within 24 hours at the place where the accident or loss occurred. If you’re located in West Malaysia or Southern Thailand and need towing services to the nearest repair workshop, we can help you with that. Please note that you will need to pay the service provider first, but once you’re back in Singapore, you can make a claim for it under your policy, up to a specified amount. If you need any assistance, please call us at +65 6603 3699 (Overseas/Emergency).

What should I do if someone has been injured in my car accident? 

In the event of casualties in the car accident, please refrain from moving the injured parties or the vehicles. Report the accident to the police immediately, then call us at + 65 6532 1818. We will send someone to assist you immediately. 

Apart from Personal Accident Cover, what other optional benefits can I add to my car insurance plan? 

We offer the following optional benefits: 

  • 24 Hour Breakdown Assistance 
  • New for Old Replacement Car 
  • Compensation for Loss of Use
  • My Workshop 
  • Medical Expenses 
  • NCD Protector Plus
  • Repatriation Costs
  • My Accessories 

Please click here for more information on the optional benefits that you can choose to customise your car insurance plans.