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Comprehensive Travel Insurance For Every Traveller

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Myself

Annual travel insurance plans for individuals, starting from only $149

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Family

Annual family travel insurance covers up to 4 children for free with 2 adults. Children receive same coverage as adults. Domestic helper can also be included as optional benefit. For bigger group, click here to view our group travel insurance plan.

We strive to offer you only the best annual travel insurance plans in Singapore

Annual

Go on unlimited number of trips in a year and travel for up to 90 days per trip with DirectAsia's annual travel insurance plans.
DA 200 DA 500 DA 1000
Medical Expenses whilst Overseas
S$200,000 S$500,000 S$1,000,000
Loss or Damage to Personal Belongings
S$3,000 S$5,000 S$7,500
Trip Cancellation & Disruption
S$10,000 S$15,000 S$25,000
Travel Delay
S$1,000 S$1,500 S$2,000
Baggage Delay
S$1,000
Rental Car Excess
S$1,500

We know that everyone has different needs when it comes to travelling – tailor your policy with our Optional Benefits so that you can opt-in for features you want.

We have 3 Optional Benefits that will help cover different aspects of your travel needs:

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Extreme Sports & Activities

Your policy automatically covers you when you are taking part in extreme sports and activities (i.e any action or adventure sport which involves a high degree of risk). Some of the extreme sports that we cover under this Optional Benefit (with an annual travel insurance policy) include: Skiing, snowboarding, hiking, trekking, martial arts, boxing, triathlons, obstacle races, rugby, etc. 

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Sports Equipment

If you are passionate about sports, we know you like to bring your own equipment while travelling (e.g skis, snowboards, scuba equipment, etc). With an annual travel insurance policy, opting for this Optional Benefit means we will pay for the loss, theft or accidental damage to your sports equipment. 

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Maid

You can choose to add your foreign domestic worker to your family plan. Family holidays will be more fun with more hands to help! 

Click here to learn more about our Optional Benefits for Travel Insurance 

For detailed information, see our Travel Insurance Policy Document

Why get Travel Insurance with DirectAsia?

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Customer service beyond the ordinary

With a customer satisfaction rating ofmore than 90%, rest assured that we focus on constantly improving to serve you better everyday. Happy customers make our team happy. 

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Size doesn't matter

All child payable limits are the same as adults under our family travel insurance plans. 

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Utmost care for your welfare

We will pay for a family member to be with you in the case that you are alone and hospitalized overseas for at least 5 days. 

Hear it from our Travel Insurance customers

I was initially unsure of whether my situation could be claimed but the claims executive explained clearly and processed my claims within a day! Swift and prompt!
Lim Eng Kiat ,
Family coverage is higher than other insurance companies. The customer service specialist advised me quickly regarding my medical claim.
Poh Ngoh Hui Theresa ,
Overall service was great. Guess you can't ask for more. Please keep it up!
Wong Fook Sung ,

Frequently Asked Questions about our Travel Insurance

Cover & Options
Individual Plan if you're travelling alone.

Group Plan if traveling with 1 or more friends/ relatives. You get to enjoy a group discount when your group size is more than 2.

Family Plan if travelling with your spouse and children. You can include up to 4 children who are aged between 15 days and 18 years old or until 24 years old if they are in full-time tertiary education. If there are only 2 members travelling, you should choose our individual or group plans.
For Asia: 
Australia Brunei Cambodia China (excluding Tibet)
Hong Kong India Indonesia Japan
Laos Macau Malaysia Myanmar
New Zealand Philippines South Korea Sri Lanka
Taiwan Thailand Vietnam  

For Worldwide: Those listed above and all other countries.

Please note that we do not cover you for the following countries: Afghanistan, Democratic Republic of Congo, Democratic Republic of Somalia, Iran, Iraq, Libya, Nepal, North Korea, Sudan, Syria, Yemen. 
Yes, you get a special family package rate for taking the family travel insurance plan which covers you, your spouse and up to 4 children who are aged between 15 days and 18 years old or 24 years old if they are in full-time tertiary education. Your children can go free on the Family Plan with you and your spouse.
We'll automatically extend your policy regardless of annual or single trip cover, if your flight is delayed or you are injured and you can't get back home on your scheduled date.
Our single trip plans can cover you for trips up to 182 days.
Our annual plan covers you for all travel taken within a 12 month period. There's no limit to the number of trips you can take so long as each trip is no more than 90 days.

That will depend entirely on your needs and considerations. Factors to consider:

  • How much your family would need without your salary to support them should you become disabled or involved in a fatal accident?
  • How much expense you need to cover for you and/or your family in case of trip delay or cancellation based on the hotel and flight you booked?
  • What are the necessary coverage you need and what would you want to add on for greater peace of mind?
Your premium is calculated based on a number of factors including duration, destination, extreme sports, number of travellers. Your premium is also based on the level of coverage you choose.
We will help pay you if your trip is disrupted or you become stranded because of natural disasters or if there has been an unexpected civil commotion that prevents you from continuing with the scheduled trip. You are also covered for additional hotel stays and costs incurred on your return to Singapore.

In the case of an act of terror happening near to where you intend to travel to, and within 50km of your booked accommodation, we understand that you may decide to cancel, curtail, or amend your insured trip. So, if you purchase your policy from 2 February 2018 onwards, we will pay for any irrecoverable transport and accommodation expenses for which you have paid or are contracted to pay if you decide to cancel, curtail or amend the trip. The incident must take place after you have booked the trip and within 30 days before you were due to start the insured trip for you to be able to cancel or amend the trip.

 
We will also pay such costs if you have already travelled and there is an attack within 50km of your booked accommodation and you wish to return back to Singapore early. 
We understand that when you travel on your own, having a family member or friend with you overseas after you fell sick or are injured during the trip, makes the hospitalization stay feel more bearable. So, if you purchase your policy from 2 February 2018 onwards, we will pay up to the limits, depending on your policy purchased, the cost of reasonable return economy class transport and reasonable hotel accommodation expenses to allow one family member or friend to travel to be with you if you are hospitalised for at least five continuous days overseas.
Who We Cover
We offer you the option of including coverage for Extreme Sports and Activities with your annual policy - recreational activities perceived as involving a high degree of risk. When you have opted and paid for the Extreme Sports and Activities optional benefit then you will be covered up to the limits listed under the travel insurance plan you purchased when participating in the following sports or activities:
 
  • organized races where you are competing against others such as triathlon, cycling and obstacle races;
  • winter sports such as skiing and snowboarding;
  • hiking or trekking up to 4,000m in altitude (without ropes or specialist equipment);
  • martial arts, boxing or other similar activities;
  • sports tours where you are competing against other teams in contact sports (e.g. rugby).
 
With the Extreme Sports and Activities optional benefit, you will be covered for the following activities or sports provided that you have a licensed guide and a registered operator:
  • off-piste skiing;
  • trekking, hiking or mountain biking in extreme or hazardous areas, rock climbing, caving, pot holing or mountaineering or any similar activities that require the use of ropes;
  • scuba diving (up to a depth of 30m);
  • parachuting, sky diving, paragliding, parascending, bungee jumping, hang-gliding, or other similar activities;
  • white/black water rafting, canoeing or kayaking;
  • water skiing, wakeboarding, windsurfing, kitesurfing or other similar activities;
  • all-terrain vehicle (ATV), go-kart, sand buggy or similar (you must wear a helmet).
 
We do not cover the following even if you have opted and paid for the Extreme Sports and Activities optional benefit:
 
  • sports where you are participating as a professional or for any incentive or reward;
  • speed time trial or any form of race other than on foot, cycling or swimming;
  • trekking or hiking above 4,000m in altitude;
  • BASE jumping, wing suit flying or other similar activities; 
  • ski jumping, bobsleigh, skeleton and heli-skiing or other similar activities;
  • taking part in any of the activities without a licensed guide where we have said they are required.
We do not cover people who have been advised by a medical practitioner not to travel or anyone who is travelling on a trip to receive medical treatment.
We do not cover you for the following countries: Afghanistan, Democratic Republic of Congo, Democratic Republic of Somalia, Iran, Iraq, Libya, Nepal, North Korea, Sudan, Syria, Yemen.
Starting 2 February 2018, as part of your trip, you may choose to include the Sports Equipment Optional Benefit as part of your annual policy to help cover for loss, theft or accidental damage to your equipment whilst overseas on an insured trip e.g. your skis, snowboard, scuba equipment, golf clubs.
Starting 2 February 2018, you may choose to include your contracted foreign domestic helper as an Optional Benefit under your family travel insurance plan when she is travelling with your family. We will pay for any losses you incur e.g. medical expenses, medical evacuation & repatriation, emergency phone charges, trip cancellation, or curtailment or delay. This policy will only kick in after you have exhausted the coverage under your compulsory maid cover where applicable (e.g. for medical matters) and you must prove you have done so. Any claims resulting from your maid will count towards ‘Per Family Limit’ specified in each of the sections covered
Claims
If the NATAS registered travel company becomes insolvent and you can't proceed with your trip as planned, then we will help to compensate you.
We will help reimburse you the cost for the rest of your planned trip (less the amount you are able to claim from the travel provider or carrier) if it has been disrupted due to an unexpected death, serious injury or illness to either yourself, immediate family member or travel companion.
If you, immediate family member or travel companion become injured or sick before your trip and have to cancel it then we will help reimburse your fare and accommodation charges less the amount you are able to claim from the travel provider or carrier.
Our claims process couldn't be simpler. We have an Online Travel Claims Form and a 24-hour Claims hotline to assist you in times of need. You can call us at +65 6603 3699 (Overseas) or +65 6532 1818 (Singapore) and we will take care of the rest!
We prefer to make things simple for you. Just fill in an Online Travel Claims Form with your proof of travel and supporting documents within 30 days upon returning from your trip. You'll be assigned to a personal Claims Specialist, whom you can contact directly throughout your claim process. Visit How to Claim for more information. 
Always report to the police within 24 hours at the place of the accident, injury or loss, and get a copy of the police report.
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For complete information, see our Policy Documents & Wording
DirectAsia Travel Insurance Policy Details