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Medical Expenses: Optional Benefit for Your Car Insurance


Enhance Your Car Insurance Policy Coverage 

Get insured with DirectAsia Singapore and supplement your car insurance plans with optional benefits like medical expenses. At DirectAsia, we believe that you deserve a coverage solution that is tailored to your unique needs and lifestyle. And that is why we place a high emphasis on flexibility, giving you absolute control over which features you want to include in your car insurance plans. 

Under our medical expenses benefit, we will pay you, your authorised driver and passenger a reasonable amount of medical expenses (up to $3,000 per person) should a motor accident arise. This benefit will apply to everyone in your vehicle at the time of the collision. No Claim Discount (NCD) will not be affected for claims made solely against this benefit. 

Should you and your passengers sustain injuries from a car accident, the medical expenses benefit can help you protect your finances in many ways. This benefit can cover several types of medical bills, including hospital visits and stays, which you otherwise have to pay out of your own pocket should you not have this benefit in your car insurance plan.

Getting Medical Expenses Benefit for Your Car Insurance in Singapore

We currently offer medical expenses as an optional benefit for drivers who are insured under all cover types –  the Comprehensive (COMP), Third-Party Fire & Theft (TPFT) and Third-Party Only (TPO).  

Given that being on the road involves many unknowns and that accidents can happen when you least expect it, it is vital to ensure that your car insurance can adequately protect you from the risks related to finance and expense during unforeseen circumstances. 

Get a Quote on Our Medical Expenses Add-On for Your Car Insurance

Feel confident that you are fully protected when you opt for our medical expenses benefit. Get a quote for our customisable car insurance policies today! 

Frequently Asked Questions 

Are there any requirements for claiming medical expenses? 

Yes, there is one main requirement for claiming medical expenses under your car insurance policy. The injury must be a direct and immediate result of the accident involving your car. We will not pay a claim which is in any part fraudulent, false, or exaggerated. Full documents and information have to be provided. 

Which car insurance cover type covers injury caused to someone else in an accident? 

All three cover types (Third-Party Only, Third-Party Fire & Theft and Comprehensive) will cover you or the authorised driver for any legal liability such as 3rd party bodily injury or death arising from any such accident. We also cover you for legal liability for the death or injury of a third party caused by the actions of your passengers while they are getting in or out of your car.

What other optional benefits can I supplement my base plan with? 

Apart from medical expenses, we also offer the following optional benefits: 

  • 24 Hour Breakdown Assistance
  • New for Old Replacement Car
  • Compensation for Loss of Use 
  • My Workshop
  • NCD Protector Plus
  • Repatriation Costs
  • Personal Accident 
  • My Accessories

Find out more about our optional benefits available for the different cover types here.