Types of Motorcycle Insurance Coverage

Choose the Right Level of Cover

You can choose from 3 cover types

The first step in customising your motorcycle insurance policy is choosing your base cover type that provides the right motorcycle insurance for your needs:

Third Party Only (TPO) - If you only want the bare minimum bike insurance required to ride in Singapore. TPO protects you from liabilities against third-party claims only. With TPO you're responsible for covering repairs to your bike and are not covered from fire, theft, vandalism, and if you lay your bike down on your own.
Third Party Fire & Theft (TPFT) - Get the cover of TPO plus additional protection in case your bike is stolen or damaged in a fire. With TPFT you also get to add on optional benefits to further improve your level of cover.
Full Comprehensive - If you love your bike, comprehensive is the best way to protect it. In addition to the above two plans you get protection from your own crashes, natural disasters, vandalism and towing following an accident. This plan also gives you the option to add on optional benefits for the greatest protection for your motorcycle.

	Third-Party Only (TPO)	Comprehensive (COMP)	Third-Party Fire & Theft (TPFT)
	For the budget-conscious riders.	For the ultimate bike lovers who wants a complete peace of mind.	For those who wish to extend beyond basic coverage to include losses due to fire and theft.
	Injury to someone else in an accident
Injury to someone else in an accident
	Damage to someone's property in an accident
Damage to someone's property in an accident
	Legal expenses following accident
Legal expenses following accident
	Damage to your motorcycle caused by fire
Damage to your motorcycle caused by fire
	If your motorcycle is stolen
If your motorcycle is stolen
	Damage to your motorcycle caused by an accident
Damage to your motorcycle caused by an accident
	If you crash into something besides a vehicle
If you crash into something besides a vehicle
	If there is non-crash damages to your motorcycle
If there is non-crash damages to your motorcycle
	Damage by flood or a natural disaster
Damage from floods or natural disasters
	Customisation Available
Customisation Available
	Optional Benefits
Optional Benefits	4	6	5

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DirectAsia Insurance offers car insurance, motorcycle insurance and travel insurance. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer (or name of Scheme member) or visit the GIA or SDIC web-sites (www.gia.org.sg or www.sdic.org.sg).

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Motorcycle Insurance Cover Types

Choose the Right Level of Cover