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Car Insurance Singapore

Tailor-made car insurance policies so you only pay for what you want

Get a quick quote for your car

Car Brand
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Car Model
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First Year of Registration
Date when the car was first registered
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Main Driver's Date of Birth
The main driver must be aged between 20 to 70
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The main driver must be aged between 20 and 70
No Claim Discount (NCD)
You will find your No Claim Discount (NCD) on the renewal notice you received from your current insurer
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DirectAsia - A Car Insurance Company That Puts Customers In Singapore First

Before you wonder “how much is car insurance in Singapore?”, look no further than DirectAsia for your auto insurance with cost savings guaranteed. Here, you can customise your car insurance policy to your needs, select a plan that fits your budget, get a quotation and check-out within minutes. It’s that easy.

You can also choose to get additional protection at a reasonable price with our optional benefits – 24 Hour Breakdown Assistance, NCD Protector Plus, Compensation for Loss of Use, there’s always something to suit your lifestyle.

As the Direct Insurer of the Year Award 2020 winner, you can be assured to insure with us and drive with a peace of mind. Start by getting a car insurance quote online for your vehicle today.

Car Insurance Promotions in Singapore

Get up to $100 worth of Shell fuel plus,
FREE 24-Hour Breakdown Assistance when you insure your car
with us!
Find out more

Lower Your Car Insurance Price In Singapore


Be Rewarded with NCD60
We aim to give our clients the cheapest auto car insurance in Singapore with the best prices. NCD, or No-Claim Discount, is a discount that is given to drivers if there is no claim from your policy for at least one year with your insurance company. This lowers the cost of the premium to be paid out the following year

car insurance quotation 

How do I qualify?

Good news if you’ve held NCD50 for at least the last five (5) consecutive years – you qualify for NCD60 and an extra 10% discount on your car insurance base premium.

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Do existing customers qualify?

Of course! If you meet the qualifying criteria, the discount will be automatically applied on your next car insurance renewal.

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How do I sign up for NCD60

Signing up for car insurance is as easy as 1, 2, 3 – you can either get a quote online or call us at 6665 5555!

Find more information on our FAQs

Why Choose DirectAsia Car Insurance?


Tailor-made Car Insurance Policies In Singapore

Just like your vehicle, you deserve the right to tailor your policy with our Optional Benefits so you pay only for what you want.


A Listening Ear

Our dedicated claims specialists will ensure that you experience a faster and personalised car insurance claims process with greater clarity and assurance!


Customer Service beyond the ordinary

With a customer satisfaction rating of more than 90%, rest assured that we're constantly looking for better ways to serve you.

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Choose a Cover Type for your Car Insurance


Third-Party Only (TPO)

Third-Party Fire & Theft (TPFT)

Comprehensive (COMP)

Injury to someone else in an accident
Injury to someone else in an accidentCheckedCheckedChecked
Damage to someone's property in a car accident
Damage to someone's property in a car accidentCheckedCheckedChecked
Legal costs & expenses following a car accident
Legal costs & expenses following a car accidentCheckedCheckedChecked
Damage to your car by fire
Damage to your car by fire CheckedChecked
If your car is stolen
If your car is stolen CheckedChecked
Damage to your car if you crash into a third-party vehicle
Damage to your car if you crash into a third-party vehicle  Checked
Damage to your car if you crash into something besides a car
Damage to your car if you crash into something besides a car  Checked
If there is non-crash damages to your car
If there is non-crash damages to your car  Checked
Damage by flood or a natural disaster
Damage by flood or a natural disaster  Checked
Damage to your windscreen or windows
Damage to your windscreen or windows  Checked

For more details on coverage amounts, see a full list of cover limits

Looking for more car insurance coverage in Singapore?


NCD Protector Plus

Protect & advance your NCD even with 1 at-fault claim.
NCD Protector Plus only at DirectAsia


My Workshop

Have your choice of workshop for any Own Damage repairs you might need for your car.

Choose a Driver Plan for your Car Insurance


Value Plan

Car insurance covers up to 4 additional named drivers with a maximum of 2 young and/or inexperienced drivers.


Value Plus Plan

Car insurance covers unlimited number of authorised experienced drivers* and a maximum of 2 young and/or inexperienced named drivers.


Flexible Plan

Car insurance covers unlimited number of drivers, including both experienced and inexperienced drivers.

*Note: Experienced drivers are aged 30+ with 2 years valid driving licence. Young and/or inexperienced drivers are aged below 30 and/or with less than 2 years' valid driving licence. Naming additional drivers may affect your premium.
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Frequently Asked Questions about Car Insurance In Singapore

How can I decide on the best car insurance coverage in Singapore that works for me?

To protect our customers in the best way possible, our range of car insurance policies are designed to cater to any type of driver. If you are new to purchasing auto insurance, take a look at this quick guide to the different car insurance coverage types before choosing a policy.

Is car insurance mandatory in Singapore?

Yes, it is. In Singapore, it is a legal requirement for all vehicles to have auto insurance coverage. It is important to note that you are required to insure your vehicle for the whole road tax renewal period before your road tax can be renewed. Auto insurance plans can be obtained from insurers like DirectAsia, and it is crucial to compare different policies before selecting one for your car.

What happens if I don’t have car insurance?

If you do not have the basic Third-Party Only (TPO) insurance coverage, you can be charged a fine not exceeding $1,000, imprisonment for up to three months or both. This is in accordance with the Motor Vehicles (Third-Party Risks and Compensation) Act in Singapore. 

How much is car insurance in Singapore?

The price of car insurance premiums can range from $700 to $1,000 in Singapore. This is determined by a number of factors, including the type of car, the driver's age and driving history, and occupation. That being said, it is possible to enjoy relatively affordable premiums with a trusted insurance company like DirectAsia – get the best rate on your car insurance with us today!

How does car insurance work in Singapore?

Car insurance is an agreement between you and your insurance company in Singapore, protecting you against financial loss in the event of an accident. In exchange for your premium payments, the insurance company can pay for any losses as defined in your policy. The extent of coverage will depend on your car insurance type, ranging from Third-Party Only (TPO), Third-Party Fire & Theft (TPFT) and Comprehensive (COMP) plans.

I’d like to make a car insurance claim. What documents do I need to prepare?

To make a claim, you will need supporting documents such as any medical and specialist reports, bills and invoices of expenses incurred, photos of the accident scene, windscreen claim form, private settlement form and particulars of those involved in the accident. Once you have prepared the required documents, simply make your way to any of our Authorised Workshops to claim under your policy. If you have any questions about our claiming process, please contact us at 6532 1818 or via email at [email protected]

What other vehicles does DirectAsia provide insurance coverage for?

On top of car insurance, DirectAsia also offers comprehensive motorcycle insurance that is tailor-made to your needs. Motorcycles may be less expensive than cars but due to their higher risk factor, it is advisable to make this important financial decision to get insurance coverage for the safety of you and your loved ones. Feel free to reach out to our team for any queries.

Does DirectAsia provide insurance cover for electric vehicles (EV)?

Yes, DirectAsia provides insurance coverage for select electric vehicle models (EV) in Singapore. You can get insurance coverage instantly by selecting the make and model of your electric vehicle (EV) and continue to purchase. To learn more, check our our electric vehicles FAQs.

To learn more, check out our top FAQs about car insurance coverage and options, car driver and usage policies, NCD & Savings, Insurance Claims and your account.

For complete information, see our Policy Documents & Wording
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Best Car Insurance in Singapore

No need to compare different car insurance policies and prices anymore when you can easily get started on affordable DirectAsia plans designed specially for you. Whether you choose from Comprehensive coverage, Third Party Fire and Theft or Third Party only for your auto insurance, you can be assured with our 5-star quality, award-winning car insurance products that’s hassle-free.

Exclusive to DirectAsia, you can also protect and advance your NCD with NCD Protector Plus where you will be able to advance to the next NCD level even with 1 at-fault claim. Switch to DirectAsia for your car insurance today and start saving with us today. Happier driving with Singapore’s favourite insurer with best-in-class service.