Third Party Only Cover | DirectAsia Insurance

Third-Party Only Cover

Basic protection to get you on the road

Third-Party Only (TPO) cover meets the minimum legal requirement to drive under Singapore law.

Our third party only cover is more affordable than our other levels of cover, but it also offers the least protection. This plan only pays when you've damaged another person's car. You will be responsible for any repairs to your own vehicle.

When we recommend Third-Party Only:
This plan is best for drivers of cars at the end of their COE life who have years of driving experience in Singapore.

Have a 2nd car? Get 10% off. Now that's what we call a happier deal.

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Cover & Optional Benefits in More Detail

For greater cover protection and more optional benefits check out our comprehensive car insurance

Core Benefits	Cover Limits
Own Damage - All Accidents	Not covered
Third Party Bodily Injury	Unlimited
Third Party Property Damage	Up to S$5,000,000
Own Damage - Fire	Not Covered
Own Damage - Theft	Not Covered
Own Damage - Natural Disaster/Act of God	Not Covered
Windscreen/Window Breakage	Not Covered
Accident Towing	Not Covered
Deductible of Own Damage	Not applicable
Personal Accident for Driver	Up to S$500,000
Medical Expenses for Driver and Passengers	Up to S$3,000/per person
No Claim Discount (NCD) Protection	One claim per policy per year
My Workshop/My Authorised Distributor Workshop	Not available
24 Hour Breakdown Assistance	Not available
Loss of Use	Not available
Repatriation Costs	Not available
24 Months New for Old Replacement	Not available
My Accessories	Not available

Core Benefits

Cover Limits

Own Damage - All Accidents

Not covered

Third Party Bodily Injury

Unlimited

Third Party Property Damage

Up to S$5,000,000

Own Damage - Fire

Not Covered

Own Damage - Theft

Not Covered

Own Damage - Natural Disaster/Act of God

Not Covered

Windscreen/Window Breakage

Not Covered

Accident Towing

Not Covered

Deductible of Own Damage

Not applicable

Optional Benefits (you can add to your plan)

Cover Limits

Personal Accident for Driver

Up to S$500,000

Medical Expenses for Driver and Passengers

Up to S$3,000/per person

No Claim Discount (NCD) Protection

One claim per policy per year

My Workshop/My Authorised Distributor Workshop

Not available

24 Hour Breakdown Assistance

Not available

Loss of Use

Not available

Repatriation Costs

Not available

24 Months New for Old Replacement

Not available

My Accessories

Not available

Car Insurance > Third Party Only