Third Party Online Car Insurance (TPO) – Core Benefits

3rd-Party Only (TPO) Car Insurance

Basic protection to get you on the road

Third-Party Only (TPO) cover meets the minimum legal requirement to drive under Singapore law.

Our third party only cover is more affordable than our other levels of cover, but it also offers the least protection. This plan only pays when you've damaged another person's car. You will be responsible for any repairs to your own vehicle.

Why we recommend Third-Party only:

This plan is best for drivers of cars at the end of their COE life who have years of driving experience in Singapore.

Call 6665-5555

Cover & Optional Benefits in More Detail

Core Benefits	Cover Limits
Own Damage - All Accidents	Not covered
Third Party Bodily Injury	Unlimited
Third Party Property Damage	Up to S$5,000,000
Own Damage - Fire	Not Covered
Own Damage - Theft	Not Covered
Own Damage - Natural Disaster/Act of God	Not Covered
Windscreen/Window Breakage	Not Covered
Accident Towing	Not Covered
Deductible of Own Damage	Not applicable
Optional Benefits (For drivers and passengers)
Personal Accident for Driver	Up to S$500,000
Medical Expenses for Driver and Passengers	Up to S$3,000/per person
No Claim Discount (NCD) Protection	One claim per policy per year
My Workshop/My Authorised Distributor Workshop	Not available
24 Hour Breakdown Assistance	Not available
Loss of Use	Not available
Repatriation Costs	Not available
24 Months New for Old Replacement	Not available
My Accessories	Not available

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DirectAsia Insurance offers car insurance, motorcycle insurance and travel insurance. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer (or name of Scheme member) or visit the GIA or SDIC web-sites (www.gia.org.sg or www.sdic.org.sg).

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