Our Third-Party Fire & Theft (TPFT) plan is a good compromise cover for those who don't want the full benefits of comprehensive, but still want to be covered against fire and theft. It's a good choice for cars over 8 years old with drivers who have more driving experience.
Choosing TPFT also gives you access to more optional benefits than our regular TPO plan. With TPFT you can add extras like My Workshop (choose the garage you want for repairs), 24 Hour Breakdown Assistance and My Accessories (to cover your LTA approved modifications).
If your car is more than 8 years old, you may not feel it's necessary to buy Comprehensive, which covers your car from common accidents.