Optional Benefits for your Car Insurance

Customisation for Every Driver

Enhance your plan with our optional benefits for each cover type

After you choose your cover types, you'll need to decide on your optional benefits. Why have we left these optional? Because not everyone's needs are the same and we'd rather you only pay for what you need.

  Questions to ask yourself before choosing Optional Benefits:
  • Do you already have a favourite, trusted garage?
  • How good is your personal insurance?
  • Are you currently saving a lot because of NCD?
  • Do you frequently drive outside of Singapore?
  • Does your cover type protect you against all the things you need?

Choose your cover:

Optional 24hour
24 Hour Breakdown Assistance

We will send roadside assistance to help if your car breaks down.
Optional 24 Hour
New for Old Replacement Car

The same make and model will be replaced if the car is stolen or suffers total loss within the first 36 mo. of the first registration.
Optional compensation
Compensation for Loss of Use

Get S$50 per day (max 10 days) for transport costs while your car is being repaired. 
Optional workshop
My Workshop

Have your choice of workshop for any repairs you might need for your car.
optional expense
Medical Expenses

Receive up to S$3,000 for you and any passengers if injured in a car accident.
Optional Protection
NCD Protector Plus

Protect or advance your NCD with NCD Protector Plus. Only applicable for NCD30, NCD40, NCD50 and NCD60.
Optional repatrician
Repatriation Costs

Get S$200 per person and S$3,500 for towing back to Singapore from West Malaysia and Southern Thailand.
Optional accident
Personal Accident

Get up to S$500,000 in case of death/loss of limbs for the driver in case of an accident.
optional accessories
My Accessories

We will pay for or repair, as determined by us, covered accessories that were stolen or damaged 

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Frequently Asked Questions

How does your New for Old Replacement car work? Do I receive a physical new car? Or do I purchase the new car and submit a claim? 

In the event of a Total Loss or theft of your vehicle within the first 36 months of its first registration in Singapore, we will either offer cash compensation or a replacement car to you; it will be at DirectAsia's discretion and approval. You need to submit the claim to us first for assessment before going ahead with the new car purchase. We will advise you in writing of the method of settlement.

How much can I insure my car accessories for? 

Depending on the different car accessory selected, the maximum sum insured can range from S$1,000 to S$5,000.

Will I get a courtesy car while mine's being repaired? 

We do not provide a courtesy car, but you can take out our optional benefit called Loss of use.

With this benefit we will pay you a daily rate of S$50 to help you with transport costs while your car is being repaired (up to a maximum of 10 days per accident and 20 days per year).

View all Car Insurance FAQs

Have Questions?
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