Car Insurance Cover | Choose Car Insurance Type

Choose Your Car Insurance Cover

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Think of car insurance cover types as where your policy begins. Once you tell us about the car and main driver, you'll choose the cover type that best suits your needs:

Comprehensive - for the greatest peace of mind
Third Party Fire & Theft (TPFT) - for a bit more than the minimum with extra options
Third Party Only (TPO) - for the least amount of cover to get you on the road.
SOS Car Insurance - for those who’ve had trouble getting insured and need coverage to get back on the road

Once you've selected your cover, you'll customise your car insurance policy by adding any additional drivers and optional benefits you'd like to have.

	Third-Party Only (TPO)	Comprehensive (COMP)	Third-Party Fire & Theft (TPFT)
	For the budget-conscious drivers.	For drivers who prefer a complete peace of mind.	For those who wish to extend beyond basic coverage to include losses due to fire and theft.
	Injury to someone else in an accident
Injury to someone else in an accident
	Damage to someone's property in a car accident
Damage to someone's property in a car accident
	Legal costs & expenses following a car accident
Legal costs & expenses following a car accident
	Damage to your car by fire
Damage to your car by fire
	If your car is stolen
If your car is stolen
	If you crash into a third-party vehicle
If you crash into a third-party vehicle
	If you crash into something besides a car
If you crash into something besides a car
	If there is non-crash damages to your car
If there is non-crash damages to your car
	Damage by flood or a natural disaster
Damage by flood or a natural disaster
	Damage to your windscreen or windows
Damage to your windscreen or windows
	Customisation Available
Customisation Available
	Optional Benefits
Optional Benefits	3	9	8
	Driver Plans
Driver Plans	3	3	3

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Frequently Asked Questions

Is my policy still valid if I have carried out modifications to my car?

Yes, your policy remains valid even if you have had modifications done to your car, provided these modifications are LTA compliant and/or approved.

In what countries am I insured to drive?

Your policy covers you when your car is in Singapore, West Malaysia and Southern Thailand (this is the part of Thailand within 80km of the border between Thailand and Malaysia).

We also cover you when your car is crossing the straits between Singapore and Tanjong Belungkor, Johor and when you cross the straits between West Malaysia and the Malaysian islands offshore of West Malaysia.

Is my COE covered under the insurance policy?

Yes. We usually factor COE in with the market value of the car.

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DirectAsia Insurance offers car insurance, motorcycle insurance and travel insurance. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer (or name of Scheme member) or visit the GIA or SDIC web-sites (www.gia.org.sg or www.sdic.org.sg).

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Cover Types

Choose Your Car Insurance Cover

Frequently Asked Questions

Is my policy still valid if I have carried out modifications to my car?

In what countries am I insured to drive?

Is my COE covered under the insurance policy?