Choose Your Car Insurance Cover | DirectAsia Insurance

Cover Types

Car Insurance Cover Types

Choose Your Car Insurance Cover

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Think of car insurance cover types as where your policy begins. Once you tell us about the car and main driver, you'll choose the cover type that best suits your needs:
  Once you've selected your cover, you'll customise your car insurance policy by adding any additional drivers and optional benefits you'd like to have.
 
  Third-Party Only (TPO) Comprehensive (COMP) Third-Party Fire & Theft (TPFT)
  For the budget-conscious drivers. For drivers who prefer a complete peace of mind. For those who wish to extend beyond basic coverage to include losses due to fire and theft.
  Injury to someone else in an accident
Injury to someone else in an accident      
  Damage to someone's property in a car accident
Damage to someone's property in a car accident      
  Legal costs & expenses following a car accident
Legal costs & expenses following a car accident      
  Damage to your car by fire
Damage to your car by fire      
  If your car is stolen
If your car is stolen      
  If you crash into a third-party vehicle
If you crash into a third-party vehicle      
  If you crash into something besides a car
If you crash into something besides a car      
  If there is non-crash damages to your car
If there is non-crash damages to your car      
  Damage by flood or a natural disaster
Damage by flood or a natural disaster      
  Damage to your windscreen or windows
Damage to your windscreen or windows      
  Customisation Available
Customisation Available
  Optional Benefits
Optional Benefits 3 9 8
  Driver Plans
Driver Plans 3 3 3
 

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Frequently Asked Questions

Is my policy still valid if I have carried out modifications to my car? 

Yes, your policy remains valid even if you have had modifications done to your car, provided these modifications are LTA compliant and/or approved. 

In what countries am I insured to drive? 

Your policy covers you when your car is in Singapore, West Malaysia and Southern Thailand (this is the part of Thailand within 80km of the border between Thailand and Malaysia).

We also cover you when your car is crossing the straits between Singapore and Tanjong Belungkor, Johor and when you cross the straits between West Malaysia and the Malaysian islands offshore of West Malaysia.

Is my COE covered under the insurance policy? 

Yes. We usually factor COE in with the market value of the car.


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