Singapore Floods. Will Your Insurance Hold Up?

Singapore Floods. Will Your Insurance Hold Up?

Singapore is no stranger to dramatic weather, due to the island’s unique combination of geography and meteorology.

Thankfully, the typhoons and squalls that cause severe havoc elsewhere in the region generally unleash relatively mild flash floods here. But local people are mindful of the power of unrelenting rain.

The three worst Singapore floods took place in 1969, 1978 and 2006, leaving many citizens upset over delayed travel, ruined cars, furniture or goods. Flooding in 2010 alone caused around $23 million worth of damage.

This month’s flash floods hit commuters hardest as motorists were stranded in a artificial lake on the AYE . In Bukit Timah, trees were uprooted by the storm and tumbled onto cars; a Jaguar bearing the brunt of a large fallen tree at Dunearn Road, with its exterior crushed. Two cars were also hit by a tree outside Singapore Visitors Centre.

Two lorries and a car broke down at the junction of Commonwealth Avenue and Commonwealth Drive, with water levels reaching the car’s steering wheel.

A spokesman for Singapore’s national water agency PUB, said the heaviest rainfall was recorded at Kent Ridge, where several buildings at the National University of Singapore were submerged in knee-high water.

flooded street singapore will protect your car damaged by floods or natural disasters

Are We Prepared?

Over the last few years, the Government and the national water agency PUB have invested more than $2 billion to upgrade drainage, significantly reducing the risk to flood-prone areas. But with all our precious property at stake, how can Singaporeans be better prepared for flooding?

Standard insurance policies often don’t cover damage from floods so it makes sense to check your current home and car insurance to see if you are properly protected. And if you’re not, it would be wise to get flood coverage before your life savings become a wash out.

Does Your Car Insurance Cover Natural Disasters?

Many of us saw the dramatic news footage of flooded cars parked outdoors or at the lower levels of HDB carparks. The good news is that if you take out comprehensive car insurance with you will be covered if your car is damaged by floods or other natural disasters.

house flood


At, we know that life can throws a lot of challenges at us. It’s our job to help you to be prepared, so you can weather the storms. That’s why, when it comes to buying your car insurance, we provide great, low cost insurance, along with amazing customer service. So you can cope, survive and even thrive.

For more info about Managing Flash Floods from PUB, Water Level Sensor and CCTV.

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