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You need to take into account your own circumstances and needs when deciding how much travel cover to take out.
Consider the following:
How much your family would need without your salary to support them should you become disabled or involved in a fatal accident.
Will you be taking expensive items such as cameras during your trip ? If so, you will need to choose a with higher cover.
You can also take into account how much you want to pay.
Check out our three levels of cover. Travel 100, Travel 200 and Travel 500 in the table below. You’ll be asked to select a level when you get a quote.
|
| |
Max Limit Payable |
| |
TR100 |
TR200 |
TR500 |
| Core Benefits |
|
Accidental Death /
Total & Permanent Disablement
(Lump Sum) |
Per Adult 65 years old
or younger |
S$100,000 |
S$200,000 |
S$500,000 |
Per Child or per Adult 66 years
and older |
S$50,000 |
S$100,000 |
S$250,000 |
| Medical Expenses |
Per Adult 65 years old or younger |
S$100,000 |
S$200,000 |
S$500,000 |
| |
Per Child or per Adult 66 years
or older |
S$50,000 |
S$100,000 |
S$250,000 |
| - TCM |
Per accident |
S$300 |
S$300 |
S$300 |
| Evacuation and Repatriation |
Per Adult 65 years old
or younger |
S$500,000 |
S$500,000 |
S$500,000 |
| |
Per Child or per Adult 66 years
or older |
S$250,000 |
S$250,000 |
S$250,000 |
| Loss of Personal Possessions |
Per insured person |
S$1,000 |
S$2,000 |
S$5,000 |
- Per article/ laptop/ mobile phone
or PDA |
|
S$500 |
S$500 |
S$500 |
| Delayed Baggage |
Per insured person |
S$1,000 |
S$1,000 |
S$1,000 |
Travel Cancellation, Trip Cut Short and
Travel Cancellation due to Insolvency |
Per insured person |
S$3,000 |
S$6,000 |
S$15,000 |
| - Travel Delay |
Per insured person |
S$1,000 |
S$1,000 |
S$1,000 |
| Rental Car Excess |
Per insured person |
S$1,500 |
S$1,500 |
S$1,500 |
| Personal Liability |
Maximum Limits |
S$200,000 |
S$400,000 |
S$1,000,000 |
| Optional Benefits |
|
| Pet Hotel |
01 Pet |
S$1,000 |
S$1,000 |
S$1,000 |
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Read DirectAsia.com travel insurance for complete information including limits and conditions.
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