Personal Accident Insurance > Who We Cover

Here is a checklist of who is eligible for personal accident insurance.

The policyholder must be aged 18 years and above. We’ll cover you and your spouse up to the age of 65. For renewal we’ll cover you both up to the age of 70. Your policy can include your children too, from aged 15 days up to the age of 18 years. If your child is not married and still a full-time student then we’ll cover them up to the age of 24.

We have to exclude some people so that we can keep your premium as low as possible.

We cannot cover you if: 

	You have had your personal accident insurance either declined or you have only been accepted on special terms.
	You're participating professionally in any competitive sports.
	You're involved in any of the following trades or services: - Personnel of foreign armed forces - Professionals who are involved with the entertainment industry - Professional sportsmen or sportswomen - Foreign diplomats and foreign diplomatic staff

Read DirectAsia.com Policy Details for complete information including limits and conditions.

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