Motorcycle Insurance > Who We Cover

• The policyholder must be the registered owner of the vehicle – we cannot insure you if you are not the owner of the motorcycle.
• The main driver is the person that uses the motorcycle most frequently – he must be aged between 25 and 65 years old, with at least 2 years’ driving experience.
• You are allowed to add one named driver to your policy. He must be aged between 25 and 65 years old, with at least 2 years’ driving experience. Most other insurance companies will insure any number of drivers which means that even if you don’t have such drivers you will be paying for those that do. 

• You have been declined when trying to renew your policy in the last 3 years. Or you have had your policy terminated in the last 3 years.
• You've had your licence suspended or cancelled in the last 5 years.
• You're involved in any of the following trades or services:
  - Personnel of foreign armed forces
  - Professionals who are involved with the entertainment industry
  - Professional sportsmen or sportswomen
  - Foreign diplomats and foreign diplomatic staff
• Your motorcycle is registered under your company
• You use your motorcycle to perform delivery services, whether on a full time or part time basis