Car Insurance > Who We Cover

Here is a checklist of who is eligible for our car insurance

	The policyholder must be the registered owner of the vehicle – we cannot insure you if you are not the owner of the car.
	The main driver is the person that uses the car most frequently – they must be aged between 25 and 65 years old, with at least 2 years’ driving experience.
	Young and/or inexperienced drivers are drivers aged below 30 and/ or with less than 2 years’ driving experience. You only need to name young and/ or inexperienced drivers on your policy and you can name up to 2 people. Most other insurance companies will insure any number of young and/ or inexperienced drivers which means that even if you don’t have such drivers you will be paying for those that do. At DirectAsia.com you only pay for what you need.

We cannot cover you if:

	You have been declined when trying to renew your policy in the last 3 years. Or you have had your policy terminated in the last 3 years.
	You've had your licence suspended in the last 5 years.
	You're involved in any of the following trades or services: - Personnel of foreign armed forces - Professionals who are involved with the entertainment industry - Professional sportsmen or sportswomen - Foreign diplomats and foreign diplomatic staff - Driving instructors requiring business use
	Your private car is registered under your company
	You are driving a commercial vehicle