Car Insurance > What We Cover

Choose the cover that's right for you it's simple.

Choosing your car insurance couldn't be easier. We have one comprehensive cover which protects you in all manner of situations no matter who is at fault, whether you are in Singapore, West Malaysia or Southern Thailand.

We also have 7 optional benefits for you to choose from to enhance your cover. You can build your own insurance to suit your needs, giving you extra peace of mind, for just a few dollars more.

I crash my car My car is stolen Someone else damages my car My car is damaged by fire, flood or other natural disasters I injure another person in a car accident I damage another person's property in a car accident I need to tow my car to the repair workshop following an accident My windscreen or windows are damaged I need help to pay legal costs and expenses following a car accident

	Repairs If your car is accidentally damaged we will repair it or pay you the cost to do so. If we cannot repair it or your car is lost or stolen then we will pay you up to the market value of your car. We even guarantee repairs by our approved workshops for 12 months.
	Spare parts Your standard spare parts and accessories, including stereos, are also covered against damage, loss or theft.
	Immediate help We will send someone out immediately to help you if your car is unroadworthy or anyone has been injured following a car accident.
	Towing If your car is unroadworthy following an accident we will tow it to one of our own repair workshops. Or we will tow it to your preferred workshop if you chose the my workshop benefit under optional benefits. The towing service is available round the clock.
	Excess You can choose the excess you want. The higher the excess you choose, the lower your premium.
	Windscreens and windows Windscreens and windows are covered against damage. You will only need to pay an excess of S$100 if we have to replace windows or windscreens and this is waived if we can repair the damage. We will come to you to carry out the work at your convenience.
	Liability to third party We will cover you if you injure someone or are involved in a fatal accident involving your car. We will cover you when property belonging to a third party is damaged by you in a car accident.
	Legal Expenses We will help pay for lawyer's expenses and legal costs to resolve or defend a claim made against you.