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Third Party Fire and Theft

Third-Party Fire & Theft Cover

The basic cover with protection from fire and theft

Our Third-Party Fire & Theft (TPFT) plan is a good compromise cover for those who don't want the full benefits of comprehensive, but still want to be covered against fire and theft. It's a good choice for cars over 8 years old with drivers who have more driving experience.

Choosing TPFT also gives you access to more optional benefits than our regular TPO plan. With TPFT you can add extras like My Workshop (choose the garage you want for repairs), 24 Hour Breakdown Assistance and My Accessories (to cover your LTA approved modifications). 

When we recommend Third-Party Fire & Theft: 
If your car is more than 8 years old, you may not feel it's necessary to buy Comprehensive, which covers your car from common accidents.

  Promo Have a 2nd car? Get 10% off. Now that's what we call a happier deal.


Third-Party Fire & Theft Protection


You have protection against losses and damages that occur because of a fire to your vehicle.


You have additional cover in case your car is stolen—a great protection if you drive internationally. 

My Workshop (Option)

You have the option to choose the workshop where your car is repaired - ours or your own local garage. 

Loss of Use (Option)

Add Loss of Use and get S$50 a day (up to 10 days per accident) while your car is being repaired.


Cover & Optional Benefits in More Detail

Core Benefits Cover Limits
Own Damage - All Accidents Not Covered
Third Party Bodily Injury Unlimited
Third Party Property Damage Up to S$5,000,000
Own Damage - Fire Up to the market value of your car
Own Damage - Theft Up to the market value of your car
Own Damage - Natural Disaster/Act of God Not Covered
Windscreen/Window Breakage Not Covered
Accident Towing  Up to S$200 in Singapore
Deductible of Own Damage As shown in your policy schedule
Optional Benefits (For driver and passengers) Cover Limits
Personal Accident for Driver Up to S$500,000 
Medical Expenses for Driver and Passengers Up to S$500 per person
No Claim Discount (NCD) Protection  One claim per policy per year
My Workshop/My Authorised Distributor Workshop Up to market value
24 Hour Breakdown Assistance Labour and towing costs
Loss of Use S$50 a day up to 10 days per accident, 20 per year
Repatriation Costs S$200 per person and up to S$3500 for towing
My Accessories Cost of replacing or repairing declared accessories
Have questions?

Speak with us directly at 6665 5555 or provide your details and we’ll call you.

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DirectAsia Insurance Singapore is a member of the DirectAsia group of companies.
Reinsured by Munich Re, one of the world's leading reinsurers.