Car Insurance

SOS Car Insurance

Car insurance for drivers who've had multiple accidents

Our SOS cover is similar to comprehensive, but designed specifically to help drivers needing a second chance. 

If you've had multiple accidents, it can be hard to find car insurance in Singapore. Our SOS plan gives you a complete range of cover including liability to third party and loss due to fire, theft and natural disasters. It also covers window breakage and towing expenses.

Like our regular policies, SOS is a great base for further customisation. You'll be able to choose from optional benefits like Loss of Use, 24 Hour Breakdown Assistance and My Workshop for even greater protection. 

When we recommend SOS Insurance: 
In the last 3 years, have you or any of your drivers had 2 or more at fault accidents OR had your/their insurance refused or terminated? If so, our SOS Car Insurance is probably the best choice for your cover.

SOS Protection

Spare Parts

You have coverage if your standard spare parts are lost, stolen or damaged. 


You Crash

SOS protects you if you happen to crash your car into a third-party vehicle or property.


Windows & Windshield

Your windows or windshields are also covered from damage and will be repaired quickly.



Don't worry about the cost of a tow if you've happened to get into an accident and your car cannot be driven.


Cover & Optional Benefits in More Detail

Core Benefits Cover Limits
Own Damage - All Accidents Up to the market value of your car 
Third Party Bodily Injury Unlimited
Third Party Property Damage Up to S$5,000,000
Own Damage - Fire Up to the market value of your car
Own Damage - Theft Up to the market value of your car 
Own Damage - Natural Disaster/Act of God Up to the market value of your car
Windscreen/Window Breakage Replacement or repair costs
Accident Towing  Up to S$200 in Singapore 
Deductible of Own Damage S$1,500
Optional Benefits (For driver and passengers) Cover Limits
Personal Accident for Driver Up to S$100,000
Medical Expenses for Drivers and Passengers Up to S$500/per person
No Claim Discount (NCD) Protection  One claim per policy per year
My Workshop Up to market value
24 Hour Breakdown Assistance Labour and towing costs
Loss of Use S$50 a day up to 10 days per accident, 20 per year
Repatriation Costs S$200 per person and up to S$3500 for towing
Have questions?

Speak with us directly at 6665 5555 or provide your details and we’ll call you. Logo

A member of group of companies
Reinsured by Munich Re, one of the world's leading reinsurers.

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