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Cover Types

Choose Your Car Insurance Cover

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Think of car insurance cover types as where your policy begins. Once you tell us about the car and main driver, you'll choose the cover type that best suits your needs: 

Once you've selected your cover, you'll customise your car insurance policy by adding any additional drivers and optional benefits you'd like to have.  

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Third Party Only

Plan Protects Against:  Injury to someone else in an accident  Damage to someone's property in a car accident  Legal costs & expenses following a car accident You Customise With: 3 Optional Benefits 3 Driver Plans
 

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Comprehensive

Plan Protects Against:  Injury to someone else in an accident  Damage to someone's property in a car accident  Legal costs & expenses following a car accident  Damage to your car by fire  If your car is stolen  If you crash into a third-party vehicle  If you crash into something besides a car  If there is non-crash damages to your car  Damage by flood or a natural disaster  Damage to your windscreen or windows You Customise With: 9 Optional Benefits 3 Driver Plans
 

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Third party fire & Theft

Plan Protects Against:  Injury to someone else in an accident  Damage to someone's property in a car accident  Legal costs & expenses following a car accident  Damage to your car by fire  If your car is stolen You Customise With: 8 Optional Benefits 3 Driver Plans
 

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   Cover Type FAQs

Yes, your policy remains valid even if you have had modifications done to your car, provided these modifications are LTA compliant and/or approved. 

Your policy covers you when your car is in Singapore, West Malaysia and Southern Thailand (this is the part of Thailand within 80km of the border between Thailand and Malaysia.) You can also choose to lower your premium for opting to drive in Singapore only.

You will only be covered for loss or damage to your vehicle when you drive in Singapore only but you will still be covered for third-party bodily injury and third-party property damage and any optional benefits you have under your policy in Singapore, West Malaysia and Southern Thailand (this is the part of Thailand within 80km of the border between Thailand and Malaysia)

Yes. We usually factor COE in with the market value of the car.

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