Car Driver? Why Personal Accident Insurance Matters

Comments : 1

What are the chances of a 7-storey tree falling on your car during a severe thunderstorm? This happened recently to driver Ken Koh and his father while they were visiting their ancestors’ graves. Mr Koh discovered the fate of his car when he was contacted by the police, explaining to Chinese newspaper Lianhe Wanbao.

Personal accident cover for car drivers

“When the police contacted me, I thought the car only had minor scratches, or some dents. I didn’t expect it to look like a pile of scrap metal.”

Thankfully, in this instance no one was injured, but car accidents do happen and if you were forced to take time off work, perhaps requiring medical treatment for any length of time. How would you cope with the loss of income and your ongoing bills for treatment?

The best scenario is that yourCar Insurance policy takes care of your car, plus any third-party and passenger injuries while Personal Accident Insurance looks after both your treatment and loss of income. One industry expert explains,

“Any accident drains your finances as you have to meet your healthcare costs, plus there could be income loss as you recuperate. You may have accumulated leave. But if the disability lasts for several months, then Personal Injury cover is especially helpful.”

The hard truth is that any individual who uses the road for work or leisure is prone to the risk of an accident, however you can rest assured that has come up with a flexible Personal Accident Insurance policy that offers you great protection, for as low as 25 cents a day.

We offer cover whether you are home or abroad and even help pay for renovations to your home if you’re made disabled. Unlike many insurers who will only cover GP and Hospital charges, we are also prepared to cover expenses for Traditional Chinese Medicine, an ancient practice that can be effective in the treatment of certain mental and physical consequences of an accident.

According to The Canadian College for Chinese Studies, of twenty-five patients treated with traditional acupuncture after suffering from whiplash in a car accident, improvement was noted in 84% of cases.

All in all, you get a better deal with You can get a quote, buy your policy and receive immediate cover within a matter of minutes. Again, unlike many insurers, we don’t carry out time-consuming risk assessments on you or ask for medical certificates either. We make it simple for you to take out our cover for immediate peace of mind. Click here for an instant free quote today and see for yourself how easy it is!

"Disclaimer: Opinions expressed in this blog are those of the author(s) and should not be taken as advice for purchasing insurance ..."

Share This Post


Post a Comment

Leave a Reply

Your email address will not be published. Required fields are marked *


You may use these HTML tags and attributes: <a href="" title="" rel=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Latest Posts

See All Posts
ferrari italia

Luxury Car Sales Plummet in 2013 as All Car Sales Fall 13%

As Singapore’s 2013 car sales figures came in, many supercar CEOs over in Europe were shedding a tear. Despite having more millionaires per square inch than you can shake pair…

Singaporeans Increasingly Opting For Online Car Insurance

Spoilt For Choice – Which Car Insurance Suits me?

When it comes to the world of car insurance, it can be a maze to navigate around. Furthermore, with all the options out there, which one is best suited to…


Keeping Singapore Hydrated: Embrace Your Grubby Car?

Singapore’s politicians have waded deep into the dry-spell debate recently, with a number of different suggestions to help us curtail our water use. World Water Day took place on Saturday…

Types of Insurance

What Insurance Do I Need? Your Handy Guide

“Spring passes and one remembers one’s innocence. Summer passes and one remembers one’s exuberance. Autumn passes and one remembers one’s reverence. Winter passes and one remembers one’s perseverance.”  Yoko Ono…


Home Improvements – Just DIY it!

If you own a home in Singapore, its unlikely that you’ve dabbled in any home improvement that goes beyond decorating and furnishing. My reason for saying so is because in…

Dog sticks head out

Fire Insurance v. Home Insurance. Avoid This Expensive Mistake

If you are about to buy a house or you are already a homeowner, take a minute to read this. It could save you 1,000s of dollars and a lot…


How Illegal Modifications Could Affect Your Safety, Warranty & Insurance

An increasing number of Singaporeans are modifying their motorbikes and cars, emphasising their personal style by adding parts that enhance performance or comfort, or simply improve their vehicle’s appearance. But…

Types of Insurance

What Insurance Do I Need? Your Handy Guide

“Spring passes and one remembers one’s innocence. Summer passes and one remembers one’s exuberance. Autumn passes and one remembers one’s reverence. Winter passes and one remembers one’s perseverance.”  Yoko Ono…


Your Motorcycle Insurance Might not Protect you as Much as you think

Motorcyclist Tom Huang’s life was turned on its head the day he rode over a small rock. He was lucky to escape with relatively minor injuries but little did he…


Onwards and Upwards – Hiscox the new Power behind DirectAsia.Com!

In June 2010, we celebrated the birth of with the belief that we could change forever the way insurance is bought and sold in Asia. Out with agents and…

team-directasia2’s Cycling Team Enjoy Multiple Podium Finishes in HK!

Teamwork is fundamental to how we do things here at, and nowhere is that more apparent than in our elite amateur cycling team – also called – which…


Lee Kuan Yew at 90. Some Legendary (And Lesser Known) Facts

Lee Kuan Yew’s 90th birthday was notable as much for the wealth of greetings from other legendary public figures as it was for his remarkable age. The UK’s Queen Elizabeth…

Types of Insurance

What Insurance Do I Need? Your Handy Guide

“Spring passes and one remembers one’s innocence. Summer passes and one remembers one’s exuberance. Autumn passes and one remembers one’s reverence. Winter passes and one remembers one’s perseverance.”  Yoko Ono…


Personal Accident Insurance: Your Big Questions Answered

Who Needs Personal Accident Insurance? Anyone might benefit from personal accident insurance. But if you’re a breadwinner you might consider what life would be like for your dependents if you…


Disputed Personal Injury Claims – All You Need To Know

The physical and emotional anguish faced by those injured in a car accident can sometimes be extreme. There are the immediate medical costs of course, which may involve surgery, medication…


Term Life vs Whole Life: Do Insurance Agents & Advisors Give You the Big Picture?

One of the reasons came into being is to provide insurance that meets very clear needs in a way people can understand. As a consumer, if you understand the…

Travelling with Kids

Can’t Afford Insurance? Think Again.

Do something. That is the strong recommendation coming hot on the heels of a recent survey by national financial education programme MoneySENSE, involving 2,000 Singaporeans from April to October 2013.…


10 of the Best Personal Finance & Investment Blogs in Singapore

Contrary to the popular idiom, cash does not keep the Earth spinning on its axis, but it can make life very comfortable and create optimism about the future. And few…

River Kwai Thailand

Discovering the Secrets of Thailand’s Death Railway

Just three hours west of Bangkok lies the River Kwai, a beautiful stretch of water that attracts thousands of foreigners and Thais each year. But most tourists don’t come for…

Thailand cycling road

Cycling in Asia Is Great, but Be Prepared

The cycling scene is Singapore is great. There are a large number of cyclists in different groups at varying skill levels. The roads are some of the best in the…

reserved priority seat

How effective is priority seating in Singapore?

The Land Transport Authority (LTA) launched its ‘Graciousness Campaign’ a couple of months ago – posters and stickers illustrating positive social norms are being put up on bus shelters, inside…