Car Driver? Why Personal Accident Insurance Matters

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What are the chances of a 7-storey tree falling on your car during a severe thunderstorm? This happened recently to driver Ken Koh and his father while they were visiting their ancestors’ graves. Mr Koh discovered the fate of his car when he was contacted by the police, explaining to Chinese newspaper Lianhe Wanbao.

Personal accident cover for car drivers

“When the police contacted me, I thought the car only had minor scratches, or some dents. I didn’t expect it to look like a pile of scrap metal.”

Thankfully, in this instance no one was injured, but car accidents do happen and if you were forced to take time off work, perhaps requiring medical treatment for any length of time. How would you cope with the loss of income and your ongoing bills for treatment?

The best scenario is that yourCar Insurance policy takes care of your car, plus any third-party and passenger injuries while Personal Accident Insurance looks after both your treatment and loss of income. One industry expert explains,

“Any accident drains your finances as you have to meet your healthcare costs, plus there could be income loss as you recuperate. You may have accumulated leave. But if the disability lasts for several months, then Personal Injury cover is especially helpful.”

The hard truth is that any individual who uses the road for work or leisure is prone to the risk of an accident, however you can rest assured that DirectAsia.com has come up with a flexible Personal Accident Insurance policy that offers you great protection, for as low as 25 cents a day.

We offer cover whether you are home or abroad and even help pay for renovations to your home if you’re made disabled. Unlike many insurers who will only cover GP and Hospital charges, we are also prepared to cover expenses for Traditional Chinese Medicine, an ancient practice that can be effective in the treatment of certain mental and physical consequences of an accident.

According to The Canadian College for Chinese Studies, of twenty-five patients treated with traditional acupuncture after suffering from whiplash in a car accident, improvement was noted in 84% of cases.

All in all, you get a better deal with DirectAsia.com. You can get a quote, buy your policy and receive immediate cover within a matter of minutes. Again, unlike many insurers, we don’t carry out time-consuming risk assessments on you or ask for medical certificates either. We make it simple for you to take out our cover for immediate peace of mind. Click here for an instant free quote today and see for yourself how easy it is!

"Disclaimer: Opinions expressed in this blog are those of the author(s) and should not be taken as advice for purchasing insurance ..."

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