Fast and Furious? – The Facts About Modified Cars In Singapore

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Fans of the Fast and Furious movies – madcap brainchild of director Justin Lin and writer Chris Morgan – are in for a thrilling ride as the sixth in the series hits Singapore’s screens.

modified car could inflate your car insurance premium

And while top movie critic Derek Adams describes the latest outing for this Love It / Hate It franchise as like listening to death metal pour out of 500-watt speakers while being strapped to a pneumatic drill, other reviewers see the lighter side:

“None of it makes any sense, except within the high-octane logic of blowing stuff up onscreen. And, in case you’re wondering, sometimes that can be entertainment enough.”  Joshua Rothkopf, May2013, Time Out New York

Apart from all this action, super car fans will love the movie’s amazing British handmade Jensen Interceptor and the ultra rare Dodge Charger Daytona together with the always cool Mustang and Corvette.

car modifications may be subjected to LTA approval

Dennis McCarthy, the man behind building the vehicles used in the Fast and Furious franchise says that they used “a whole fleet of BMW M5s” in order to complete one sequence. McCarthy then admitted “we pretty much destroyed every single one later in other scenes.”

Modified cars are definitely having a moment right now. Look no further than Tokyo Auto Salon Singapore that dazzled us with its winning combo of 150 hot mod vehicles, including Japanese cars like the retro Kazuki-kun Open Toyota Aristo, modified by the country’s coolest tuners like Spoon, Varis and K.Break.

Back in the real world, Singapore’s Land Transport Authority (LTA) has clear guidelines about what you can and can’t do to your car.  You should also check how car modifications could affect your car insurance policy. At, your policy remains valid even if you have had modifications done to your car, provided these modifications are LTA compliant and/or approved. If in doubt, check it out!

car modifications could affect car insurance

“In one such case recently, the owner claimed his car was a second-hand vehicle and he did not know it had been modified. He was involved in a chain collision. After inspecting the accident vehicle, his ex-insurer found that it was modified extensively. It nullified the policy, and refunded the premium. The car owner ended up paying tens of thousands to repair his vehicle and the one he collided with.” Christopher Tan, Straits Times

Singapore’s LTA rules governing car modifications are designed to stop potentially lethal alterations – recently a man was killed when the car he was driving, caught fire after it skidded and crashed. Police said the blaze was sparked by the car’s additional modified fuel tank.

spot lamp modifications may not be LTA approved

Although the LTA has relaxed some rules, certain alterations are still banned outright. These include installing crash bars, as they can aggravate injuries to pedestrians in the event of a collision.

At we pride ourselves on being THE insurer for safe drivers in Singapore. As always, we will do everything we can to make life, on or off-road, a little smoother for you.

For more info: LTA website

"Disclaimer: Opinions expressed in this blog are those of the author(s) and should not be taken as advice for purchasing insurance ..."

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