Accident With a Foreign Motorist? Expert Help from DirectAsia

We all have a bad day once in a while. Someone spills coffee on your handphone or you can’t find a parking space. But a car accident can turn an OK day into a nightmare, especially when you don’t know what to do. It can be especially hard to know how to proceed when the car accident involves a foreign motorist.

Knowledge is power, so here is DirectAsia’s expert guide to help after an accident with a foreign motorist.

Advice To Help You

    1. You are required to make a Traffic Police report as soon as possible or within 24 hours of the accident involving a foreign-registered vehicle. A written report can be made at any police station or Neighbourhood Police Post.

 

    1. If you have a comprehensive motor insurance policy, you are advised to claim against your own policy in instances of accidents with foreign motorists either in Singapore or Malaysia. This will save you the inconvenience of making a claim against motorists from another country.

 

  1. If you wish to make a third-party motor claim against an insurer in Malaysia, you are advised to approach the insurer in Malaysia, and submit to the concerned insurer in Malaysia the following documents:
    • Claimant’s vehicle registration card (photocopy);
    • Certificate of Insurance, cover note or policy schedule (photocopy);
    • Identity card (photocopy);
    • Police report;
    • A police sketch plan and key (if available);
    • Result of police investigation (if available); and
    • Proof of losses incurred.

    Additional documents that may need to be submitted include an adjuster’s report with original photographs, a repair bill and proof of payment, a rental-car bill (if a car was rented), as well as proof of payment and bills and receipt for other expenses incurred.

  2. If your claim against the motorist in Malaysia is unsuccessful after all means have been exhausted, you can approach the GIA’s Malaysian counterpart, Persatuan Insurans Am Malaysia (PIAM), or the GIA itself, for assistance (with all evidence produced).

Helpful Links

Singapore’s General Insurance Association guide to claiming against foreign motorists.

Download ROADS.sg visual guide to how to claim against a foreign motorist.

What to do if you have a car accident, help from DirectAsia.

How to make a claim with DirectAsia.

The Help You Need, Fast

If you want to know more about our affordable insurance plans, visit our website or call one of our dedicated insurance experts on 6665 5555, we are right here in Singapore. Our policies are underwritten by Direct Asia Insurance (Singapore) Pte Ltd and protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC).

*Compared to leading car insurers. 16% of DirectAsia customers would save $300 or more compared to the estimated average premium across leading insurers. Cheapest based on average price of more than 12,000 cases, compared to leading car insurers.

Contact us

Get a happier quote at www.directasia.com (24/7)

Call 6665 5555 (Monday – Friday: 8am – 8pm, Saturday: 8am – 5pm)

Visit us at 88 South Bridge Road 058716 (Monday – Friday: 8am – 8pm)

2 comments

  • Hello. I’m working on a story for which I need some more information pertaining to this. Suppose I am an Indian and I take my driver along with me to singapore. What will happen if my driver causes an accident that results into serious injury of a senior citizen? Also note the fact that I was sitting with next my driver when he hit the old man. Can you please tell me if they will allow me to go back to India since the driver accepts his mistake. I need to know every possible thing that can happen in such a scenario. Thanks in advance.

    • Dear Mr Rajesh,

      Please refer to our answers below:

      1. What will happen if my driver causes an accident that results into serious injury of a senior citizen?

      Ans: If you intend to buy our Direct Asia’s policy, you will have to declare to us during your purchase so that your driver is covered under the policy. In this manner, we can then handle the injury claim from the senior citizen if your driver causes an accident.

      2. Will they allow me to go back to India since the driver accepts his mistake?

      Ans: I presume “they” refers to the Courts or the Traffic Police. We regret that we are unable to answer your enquiry. Please do check with your lawyers on this matter.

      Thank you.

      Regards,
      Flora