Sudden and unavoidable, accidents are always a stressful event for all involved. Despite being careful, most drivers are at risk in the road. In this article, we walk you through five things you should do immediately in an event of a collision accident in Singapore.
1. Stay calm
Accidents usually happens in an instant and at times, it might involve physical injuries. Therefore one of the most important tips is to keep calm as it allows you to think clearly and aid in collecting your thoughts faster to deal with the situation. In most cases, the person involved will be carried away by shock and the best way to remaining calm is to take a couple of deep breaths before reacting to the aftermath.
2. Check for physical injuries
Regardless of how minor the impact of the collision was, there is a likelihood that you or your passengers may have gotten injured. It’s critical that you make sure that no one is injured. High impact crashes can cause internal bleeding due to trauma. If unnoticed, it can quickly become fatal. This is why it’s vital that you call 995 immediately if you notice signs of injuries. Do not move the vehicle or the injured while waiting for help.
3. Take photographs of the collision
If it’s a minor car accident, it’s vital that you take photos of the collision before moving the vehicle to a safe distance. Photographs are important for car insurance companies in Singapore to determine the cause of the crash. This also allows them to process your claims faster. Do make sure you turn on your hazard lights before exiting the car.
4. Collect information
Exchange particulars with the other drivers involved. Take down their full name, NRIC, address, contact numbers, car registration number, and name of insurance company. If available, witnesses’ information will also be very useful for your car insurance claim, so do collect their information as well. Do take note of the location, time, and date of the accident.
5. Call the police
Police reports are necessary for car accidents such as damaging government property, a foreign vehicle, a pedestrian or cyclist, an injury that requires hospitalisation or medical leave for 3 days or more. Take note of the police officer’s details too, in case needed by your insurance provider.
- You must report any accident to your auto insurance provider within 24 hours of the accident. Your no claim discount (NCD) may be affected if you do not report the accident within 24 hours.
- Try to be as polite as possible. Do not discuss liability with the other party.
- In-car cameras are very useful in an accident, which makes it an excellent investment. Not only do you get video proof but you also get 4% off your auto insurance policy.
Each case may differ but always remember to keep calm. A clear head is a must in these situations.
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